Payday Super will require employers to pay superannuation contributions much closer to each payday from July 2026. While most discussion has focused on transparency and compounding, the reforms may have broader implications for business owners, salary sacrifice arrangements and higher-income earners.
The 2026-27 Federal Budget includes several proposed measures that may affect tax planning, property investment, business structures, superannuation, retirement cash flow and family wealth decisions.
If you’re approaching retirement and your finances feel scattered across multiple super funds, direct shares, investment properties, insurance bonds, and various cash accounts, you’re not alone.
A professional couple in their early 50s—let’s call them David and Sarah—had recently reached a significant financial milestone: their mortgage was fully paid off, and their children had completed secondary school.
Retirement is a milestone, a chance to step back from years of hard work and enjoy the fruits of your success. For those who’ve built significant wealth over their careers, this stage of life presents unique opportunities—and challenges.
As the new year begins, many high-income professionals and families reflect on their financial futures. With evolving family dynamics, career transitions, and increasing responsibilities, now is the perfect time to plan for a secure financial legacy.
All those market fluctuations you learned to live with throughout your working life become much more consequential as you approach retirement.
