Personal Risk Insurance

Protecting your livelihood and preparing for unexpected life events, especially when others depend on you, underpins achieving your goals, financial independence and lifestyle choices.

While affordable insurance premiums are important, so too are insurance policies with clear definitions and reputable insurers known for honouring entitlements in a timely manner, should you ever need to make a claim.

The personal risk strategy that’s right for you will depend on a range of considerations. These include stage of life, your overall financial position and level of responsibility.

Working with an approved list of insurers we recommend policies for Life Insurance, Total and Permanent Disability Insurance (TPD), Trauma (Critical Illness) Insurance and Income Protection Insurance. We apply and implement policies, regularly review them as your life changes, and should need to claim, we manage this process on your behalf.

For business owners, we also provide consultation regarding the requirement for business insurances that may directly affect your personal financial circumstances. These may include insurances necessary for business partnership buy/sell agreements, key man and business interruption insurance.

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