Proposed family trust changes and your retirement
Australia proposes a 30% minimum tax on certain discretionary trusts from 1 July 2028. Eligible trusts could elect fixed distributions instead, subject to conditions. For people approaching retirement, the key questions are after-tax income, company beneficiaries, franking credits and future family flexibility. The proposals remain subject to legislation.
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Smarter Wealth Building: How Debt Recycling Helps You Invest While Paying Down Your Home Loan
For many Australians in their 30s and 40s, the idea of growing wealth while still paying off the home loan can feel like a contradiction. You want to invest and build a portfolio of growth assets, but the cash flow reality of life, mortgage payments, kids, and everyday expenses, often makes it feel impossible.
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What You Need to Know About the Proposed Division 296 Super Tax: The $3 Million Question
As the 2025-26 financial year begins, there’s growing noise around the proposed Division 296 superannuation tax—and for good reason. If you hold a high-balance super account or have clients who do, this is one change you can’t afford to ignore.
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5 Key EOFY Actions to Tie Your Wealth Plan Together
As the financial year draws to a close, many professionals find themselves in a familiar place: juggling tax planning, superannuation deadlines, and last-minute paperwork, while also trying to keep an eye on their broader financial goals.
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Maximise Tax Efficiency with Super Contribution Strategies This EOFY
As the end of the financial year approaches, many high-income earners are looking for strategic ways to reduce tax and grow long-term wealth. Superannuation remains one of the most powerful tools to do both—when used effectively.
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Gifting assets to your children: Here’s how tax applies
It’s common for parents to give cash, cars, and even shares and property to their children. But how tax is applied — and who it’s applied to — differs across the board.
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